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Fintech Ad Copy Checker

Paste a financial services ad, pick the markets and platforms it will run on, and see which rules its words trigger before you submit it: rate disclosures, banned phrases, pre-approval gates and platform certifications across the US, the UK, Kenya, Nigeria, South Africa and Ghana. No email needed to see the result.

Every rule comes from our fintech ad compliance checklist and who has to approve a fintech ad, each sourced to the regulator’s or platform’s own text. A pre-check, not legal advice.

Confirmed. Your report is on the way. It should reach your inbox within a few minutes. If it doesn’t, check your promotions or spam folder.

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Check your ad copy

Headlines, descriptions, sitelinks or a social post. Up to 2,000 characters.
Markets it will run in
Platforms
Some rules apply only to one product type.

Your pre-check

Fix before it runs0
Check0
Always applies0

This reads the words, not the meaning. It can flag a phrase that is fine in context and miss a problem it has no rule for. The rules were read between 20 September and 1 October 2026 and are re-checked monthly. Your counsel decides how they apply to your product.

Email me the report with the sources

You get every flag with the rule behind it, the markets and platforms you picked, and the ad you checked, so you can hand it to whoever signs off. We’ll ask you to confirm your email first, then send it. That is the only email you’ll get, unless you tick the box below.

Your email, the ad text and the options you picked are stored in Brevo to send the report. See the privacy policy.

What the checker looks for

It runs the ad against 47 rules, each tied to a row of the checklist or the approval map. A rule fires when the market, the platform and the product match and the words that trigger it are in the ad. Some fire on the market alone, because they apply to every ad there.

  • Can it run at all. Google’s UK verification and its FCA email-domain contact requirement, Meta’s special ad category for US audiences, Nigeria’s ARCON pre-clearance of every ad, and Google’s location lists for crypto exchanges, CFDs, forex and debt services.
  • What the words trigger. A rate, a payment or a term in a credit ad brings in Regulation Z in the US, a representative example under CONC 3.5 in the UK, and the National Credit Act disclosures in South Africa. “0%”, incentives and speed-of-approval claims have their own rules.
  • Phrases that are banned or restricted. South Africa bans “no credit checks” and “free credit”; in Ghana only a licensed bank may call itself a bank; in Nigeria only an authorised deposit-taker may invite deposits.
  • Securities and crypto. FINRA 2210 in the US, section 21 approval in the UK, the SEC in Nigeria and Ghana, the CMA in Kenya, the FCA’s cryptoasset regime, Kenya’s Part XIII crypto advertising rules in force since July 2026, and Ghana’s February 2026 stop on crypto mass marketing.

Each flag is marked fix before it runs (the ad as written breaks a rule or cannot run there), check (a rule may apply and needs a look), or always applies (a rule for every ad in that market or on that platform). Where our sources did not cover something, there is no rule for it, rather than a guess.

Questions people ask

Is this legal advice?

No. It is a pre-check that shows which written rules an ad’s words and targeting trigger, with the source for each. Your counsel or compliance team decides how they apply to your product and signs the ad off.

Which markets and platforms does it cover?

The United States, the United Kingdom, Kenya, Nigeria, South Africa and Ghana, on Google Ads and Meta. The regulator rules apply whatever the platform; the platform rules are added for the platforms you tick.

Why does a UK ad with a rate get flagged?

Under CONC 3.5, a UK credit promotion that states a rate or any cost figure needs a full representative example and a postal address. Those will not fit in a search ad, so most UK credit ads leave the rate out.

Does Nigeria really pre-approve every ad?

Yes. Under the ARCON Act 2022, placing an advertisement in any medium directed at the Nigerian market without prior approval of the Advertising Standards Panel is an offence, and the Act reaches foreign advertisers.

How current are the rules?

They were read between 20 September and 1 October 2026 and are re-checked every month, alongside the checklist and our Google Ads policy tracker. When a rule changes, the checker and the checklist change together.

Do I need to give my email to use it?

No. The result shows on screen. The email is only if you want the report sent to you, and the newsletter is a separate box you can leave unticked.

Want the whole account checked, not one ad? The Acquisition Audit runs the checklist against your live ads, landing pages and targeting, and turns the result into a 90-day plan. US$2,500, fixed. Or book a 20-minute fit call first.